RSS feedMay I See Your Identification, Please?
When I go shopping, I am always very happy to present extra photo identification when I buy something with my credit card.
I know some people get offended if sales people ask to see photo identification, but the fact is it is a much safer practice, so people should welcome this request. After all, if a thief gets a hold of your credit card and learns to forge your signature you can be liable for some purchases, and you have to go through the hassles related to identity theft.
In this day and age, shoppers should expect to be asked for extra identification. I commend stores that insist on it because they are really looking out for their customer’s best interests.
Chris (July 18, 2007 13:24)
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The Power of Worldwide Shopping
The best thing about owning a credit card is being able to shop globally. I spend hours looking at merchandise and clothing on the internet, and some of the best purchases I have made have been from far-off countries.
Credit card shopping online lets you find those unique and exclusive items that none of your friends or family own. It also means you can really shop around for a bargain because there is literally so much competition out there on the web.
These days, I rarely do my clothing shopping in my own city because I want to wear something that nobody else has. With a credit card, you can do the same and take your buying power to the world.
When shopping on a global level, though, keep these tips in mind:
-Install both a firewall and a spyware detector on your computer.
-Make sure there is a "lock" icon on your browser's status bar when you submit your personal information.
-Try to use a secure online payment service (like PayPal or WorldPay).
Shopping worldwide can be both fun and safe if you follow these tips.
Chris (July 18, 2007 13:23)
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Corporate Credit Cards
Like personal credit cards, it is always advisable to do your research before selecting a corporate credit card. There are so many credit providers that are competing for your business that you can afford to be choosy.
The best corporate credit cards offer exceptional interest free periods; low or no annual fees and competitive rates. Other things to look out for are rebates on products and services that your company uses every day.
That’s because many credit cards have affiliations with other reputable businesses, such as car rental companies, hotel chains and restaurants, which give you better deals on their services, saving your company money. It’s just another way of improving your bottom line!
Check out some of the best corporate credit cards today.
Chris (July 18, 2007 13:09)
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Getting Picky
When I was in college, I (like most of my friends) just went for the first credit card I could get. Back in those days, I wasn’t fussy about rates or good deals. I just needed anything to get by.
Since I finished my degree, I have had loads of banks and credit institutions send me material about their credit cards, so I am much more discriminating these days. At the moment, I have a credit card that offers no interest on purchases for the first twelve months, which I am happy about.
That said, I am starting to look into getting a second credit card that I will use only for traveling because I have just changed jobs, and I will be traveling more regularly. I will be certain to choose a card that works well for me. Maybe something with some free airline miles for my upcoming vacation might be nice. :)
Chris (July 18, 2007 12:58)
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